FOREMOST CHOICE MARINE PROGRAM
Ready to ride the waves?
Lenix US and Foremost have you covered!
With the Foremost® Marine Choice Program you can choose the package that best fits your boating needs. Coverage is available for most makes, models and ages of watercraft including:
- Boats up to 50 ft in length
- Boats up to $500,000 in value
- Boats with a maximum speed up to 120 mph
- Specialized packages for Personal Watercraft, Pontoons, Classic and Performance Boats
SAVER
Our most affordable package. Actual Cash Value loss settlement.
- Loss Settlement (Actual Cash Value)
- Open Perils Coverage
- Navigation Area - U.S. and Canadian Waters up to 200 miles from the coast
- Wreck Removal (if Personal Liability is purchased)
- Pollution Liability (if Personal Liability is purchased)
- Specialized Marine Claims Services
PLUS
Our flagship package that provides great value for the price.
- Loss Settlement - Agreed Value (up to 15 years)
- Open Perils Coverage
- Navigation Area - U.S. and Canadian Waters up to 200 miles from the coast
- Wreck Removal (if Personal Liability is purchased)
- Pollution Liability (if Personal Liability is purchased)
- Specialized Marine Claims Services
- Total Loss Replacement Cost Settlement (boats up to 3 model years old)
- Watersports Liability (if Personal Liability is purchased)
- Diminishing Deductible
- Depreciation Deferral (on Partial Losses) on parts up to 10 years old
- Hurricane Haul-Out 50% of the cost, up to $500
ELITE
The package for those who want the most coverage and policy features to protect their boating lifestyle.
- Loss Settlement - Agreed Value (up to 15 years)
- Open Perils Coverage
- Navigation Area - U.S. and Canadian Waters up to 200 miles from the coast
- Wreck Removal (if Personal Liability is purchased)
- Pollution Liability (if Personal Liability is purchased)
- Specialized Marine Claims Services
- Total Loss Replacement Cost Settlement (boats up to 5 model years old)
- Watersports Liability (if Personal Liability is purchased)
- Diminishing Deductible
- Depreciation Deferral (on Partial Losses) on parts up to 15 years old
- Hurricane Haul-Out 50% of the cost, up to $2,000
- Fishing Tournament Fee Reimbursement (up to $250 per tournament)
- Boat Lift/Hoist/Cradle up to $2,000
- Dinghy/Tender up to $10,000
- Bahamas and Mexico Waters Navigation
- Pet Coverage up to $1,000
- Additional Pollution Liability (up to the OPA Federal Limit)
- Trip Interruption up to $1,200
- Enhanced Towing (covers the cost of gas and oil when the boat is disabled) up to $250
- Loss Forgiveness
* Availability and coverage limits may vary by state. Please see the Foremost Choice® Marine Program Guide for more details.
We also have specialized packages for Personal Watercraft, Pontoons, Classics, and Performance Boats!
Not all products, coverages or discounts available in all areas.
Insurance provided by a member of the Foremost Insurance Group, part of the Farmers Insurance Group® . 9011664 4/17
INELIGIBLE FOR PROGRAM
- Watercraft over 50 feet in length or over $500,000 in value.
- Watercraft used for commercial or business purposes.
- Watercraft used as residences.
- Watercraft used in any stunts, speed contests, or for racing (N/A Sailboats)
- Watercraft that are air-propelled or equipped with motors or other apparatus enabling them to become airborne.
- Any operator with a suspended driver's license
ABOUT FOREMOST®
The Foremost® Insurance Group has been leading the industry in specialty lines insurance since 1952. They are a single source provider for your insurance requests, with flexible payment plans and numerous discounts. Every Foremost policy includes specialized claim service with 24/7 access and award-winning, distinctive service. Today they offer a superior suite of Personal Lines Insurance and Auto Insurance (branded Bristol West Auto). Foremost is focused on you and commits to providing A Better Insurance Experience® to all customers.